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Retirement

Guidestone

Ready to enroll or update your account?

Investing in Your Future

Guidestone Retirement Traditional vs. Roth

What's the Difference?

Traditional 403(b)
  • Money goes into your account before taxes are taken out.
  • You don't pay taxes now.
  • Retirement withdrawals are taxed.
Roth 403(b)
  • Money goes into your account after taxes are taken out.
  • You pay taxes now.
  • Withdrawals are generally tax-free in retirement.

How to Update

Your Retirement Contributions

If you already have a Guidestone retirement account, you can update your contribution amount anytime:

  • 1

    Log in to your account at Guidestone.org.

  • 2

    In the menu bar, select Retirement & Investing.

  • 3

    Under the Contribution heading, click Change Contributions.

  • 4

    Use the toggle to choose Percent or Dollar.

  • 5

    Enter your desired contribution amount.

Retirement Calculator Guidestone.org

Note: The amount you enter will be deducted per paycheck.
Tip: Review your contribution amount at least once a year to stay on track with your retirement goals.

Employer

Match

Length of Employment Contribution Matched from Grace Church
6 months – 8 years 100% match up to 6% of your annual income
8+ years 100% match up to 8% of your annual income

Minister Housing Benefit in Retirement

Retired ministers may continue to exclude some or all of their 403(b)(9) retirement account distributions for qualified housing expenses—if the funds came from ministerial income and are used for actual housing costs.

Guidestone offers resources to help ministers plan and make the most of their retirement savings. Visit Guidestone.org for more information.